Welcome to SpendBuddy ("we," "us," or "our"). SpendBuddy is a privacy-first personal finance application designed to provide users with complete control over their financial data through an offline-first architecture.
This Privacy Policy explains how we collect, use, store, and protect your personal data when you use our software and services at https://spendbuddy.online (the "Platform"). We are committed to protecting your privacy and complying with applicable data protection laws, including the GDPR (General Data Protection Regulation) and CCPA (California Consumer Privacy Act).
"The core philosophy of SpendBuddy is simple: We do not want your data. Your financial records belong on your device, not our servers."
For the purposes of GDPR and other data protection laws, the SpendBuddy development team acts as the data controller for personal data processed through our Platform (limited to account and technical data).
Privacy Support Team
Email: support@spendbuddy.online
Transactions, account balances, budgets, and debt records are stored exclusively in your local database. We have zero visibility into this data.
If you enable Cloud Sync, your data is end-to-end encrypted (E2EE) before leaving your device. We store only encrypted blobs which are unreadable to us.
We collect minimal technical info needed for service delivery:
Necessary to provide the tracking and sync features you purchased.
Improving app stability and providing software updates.
Complying with tax laws and financial reporting requirements.
Where you explicitly enable optional features like Cloud Sync.
We do not sell, rent, or trade your personal data. Data is shared with third parties only when necessary:
You have the right to access, rectify, or delete your data at any time. Since most data is local, you can exercise these rights instantly by:
Use the 'Export to CSV/JSON' feature in settings to get a copy of all your local data.
You have full control to edit or correct any record directly within the app.
Uninstalling the app or using 'Clear Data' removes every byte of local data forever.
For account deletions related to Cloud Sync, please contact support@spendbuddy.online.
We implement industry-standard security controls including: