By accessing or using SpendBuddy (the "Software") via https://spendbuddy.online, you agree to be bound by these Terms of Service. These terms constitute a legally binding agreement between you and the SpendBuddy development team.
If you do not agree to these terms, you are prohibited from using the Software and must delete all local copies immediately.
SpendBuddy is a "Buy-to-Own" product. Your purchase grants you a non-exclusive, perpetual license to use the version of the software purchased, including all minor updates (e.g., v1.x).
License is for personal, non-commercial use on devices you own.
You may not resell, rent, or lease the Software to others.
SpendBuddy is a data tracking and visualization tool. We are not financial advisors, CPAs, or fiduciaries. Any financial decisions you make based on the data displayed in the app are at your own risk.
Since SpendBuddy stores data locally on your device, we cannot recover lost data due to hardware failure, accidental deletion, or software clear-outs. Regular backups (manual or via Cloud Sync) are solely the user's responsibility.
You agree not to:
SpendBuddy is a one-time purchase. No subscriptions. No hidden fees. We offer a 14-day no-questions-asked refund policy if you are not satisfied with the software.
To the maximum extent permitted by law, the SpendBuddy developers shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use of the Software, including loss of profits, data, or financial assets.